DSA HEALTHCARE & INSURANCE BROKERS is an accredited and licensed independent brokerage registered with the South African Council of Medical Schemes and the Financial Sector Conduct Authority of South Africa (FSCA).
Our team is made up of dynamic and experienced professionals, all of whom are specialists in their field. DSA HEALTHCARE & INSURANCE BROKERS is focused on providing financial, healthcare and risk advisory services and solutions across a broad spectrum of clients, ranging from large multinational corporations, medium to small businesses, as well as individuals. With over two decades in the industry, we maintain the highest service standards and continue to thrive as a leading financial services brokerage.
The financial services industry is complex with a number of products to select from. As Independent Brokers we are able to guide a client through the process of selecting a financial product to match their needs efficiently and effectively. Our experts work with our loyal clients to guide them on the path to financial security and future stability.
Medical Aid Scheme Cover in South Africa has developed into a complicated market. We assist our clients in assessing Medical Scheme options available to them and obtaining the best healthcare cover to suit their individual needs. co-payments not covered by the policyholder’s medical aid scheme.
Gap cover products have increased in popularity in South Africa in recent years and they provide policyholders with an additional layer of protection for in-hospital specialist shortfalls and hospital co-payments not covered by the policyholder’s medical aid scheme.
The life insurance industry is multifaceted, and our experts are able to guide and assist. We offer numerous options for individuals as well as corporate clients.
Start saving your money inflexible, tax-efficient investment products. The investment service solutions that we are able to provide are constructed to suit each client’s unique requirements.
Our consultants can assist with designing and implementing Employee Benefit solutions, including Pension Funds, Provident Funds and Group Insurance solutions that are simple to use and understand. Our aim is to assist in protecting your employee’s financial future.
DSA Healthcare & Insurance Brokers offer our clients comparative quotes for motor and household insurance products to meet every client’s unique requirements.
Medical Aid Schemes offer a variety of options. Our skilled consultants will assist you to select the option that best suits your needs.
Plans that provide rich hospital cover with chronic illness cover and extensive out of hospital benefits with generous limits.
Hospital Plan Options
Plans that provide for in hospital and chronic illness cover only.
Low Cost (Income Based) Options
Largely network-based plans that provide limited benefits within the Schemes designated service provider network.
The opportunity to join wellness-based programs associated with the selected Medical Scheme.
Gap Cover has emerged as a smart way of protecting one from costly medical expense shortfalls that are not covered by their medical aid scheme. A number of providers and options are available to complement ones medical aid scheme benefit in order to avoid the potential financial burden of exorbitant medical expense shortfalls.
Our Gap cover products are available to clients on all medical aid schemes. Gap Cover is independently provided and can be maintained in the event of a change in medical aid scheme.
Note that Gap cover policies are designed to complement and cannot be used as a substitute to a medical scheme.
Life insurance ensures that you and your family are financially protected in the event of a death. The life cover benefit pays a lump sum which can then be used by beneficiaries to cover financial obligations.
In addition, severe illness, disability and income protection benefits can cover your financial needs in the form of either a lump sum benefit payment or a regular income (or combination of both).
With the ever-increasing cost of quality education, education protector policies have become extremely popular to cater for the costs of children’s education in the event of the policy holder’s death and/or disability.
We also offer Business Assurance solutions including Buy & Sell, Keyman and Contingent Liability policy structures. Business Assurance policies provide vital protection to company Directors and Shareholders and are crucial for business continuity. It is critical for a Company to get their Business Assurance policies structured correctly to avoid unnecessary tax consequences in the event of a claim.
DSA Brokers provide solutions for clients who wish to accumulate wealth over the medium to longer-term by saving regularly. Investments are a prudent way to save your money, whether saving for retirement, a child’s education, or simply saving for something special. The investment solutions offered include Retirement Annuities, Preservation Fund Options and Endowments.
We offer a wide range of employee benefit options for our corporate clients. These options include:
Provident or Pension Funds give employers, as well as their employees, an opportunity to contribute to the employee`s retirement planning.
Group Insurance Benefits provide employees with a defined insurance benefit entitlement to protect the employees and their dependents in the event of a life-changing event. The following can be catered for;
Death Benefit: Usually defined as a multiple of annual salary that provides life cover, payable as a lump sum on the death of the employee to their beneficiaries.
Capital Disability: Usually defined as a multiple of annual salary. A Lump Sum Disability Benefit is an amount that is paid on the total and permanent disability of the employee.
Severe Illness: Usually defined as a multiple of annual salary, providing a lump sum payment in the event of an employee getting diagnosed with a severe illness.
Income Disability: Pays a disabled employee a monthly income in the event of the employee not being able to earn an income through their injury or illness.
Children’s Education: An indemnity benefit that protects the cost of a deceased employees children’s education.
Funeral Benefits: Provide for the payment of a cash benefit on the death of the employee (including spouse and children) to help the family with funeral expenses.
We have partnered with Providers that offer our client’s comprehensive, flexible and affordable motor and household insurance that is tailored to their lifestyle. In the complex environment of short-term insurance, it is essential to have a qualified Advisor to guide clients in product selection.
+27 (0)11 794 1958
No.1 Morganite Street
PO Box 226
DSA Healthcare & Insurance Brokers is an Authorised Financial Service Provider | FSP Licence No. 4761.
DSA Healthcare & Insurance Brokers is Accredited with the Council of Medical Schemes | ORG89.