DSA Brokers Services 1

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DSA HEALTHCARE & INSURANCE BROKERS is an accredited and licensed independent brokerage registered with the South African Council of Medical Schemes and the Financial Sector Conduit Authority of South Africa (FSCA).

Our team is made up of experienced professionals all of whom are specialists in their field. DSA HEALTHCARE & INSURANCE BROKERS is focused on providing risk, financial and healthcare advisory services and solutions across a broad spectrum of clients ranging from large multinational corporations, medium to small businesses as well as   individuals. With over two decades in the industry we maintain   the highest service standards and continue to thrive as a leading financial services brokerage.

 

 

The financial services industry is complex with a number of products to select from. An independent broker is able to guide a client through the process of selecting a financial product to match ones needs efficiently and effectively. Our experts work with our loyal clients to guide them on the path to financial security and future stability.

 

 

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Medical Aid Scheme Cover in South Africa has developed into a complex market. We assist our clients in assessing Medical Scheme options available to them and obtaining the best healthcare cover to suit their individual needs.

Gap cover products have increased in South Africa in recent years to provide policyholders with and additional layer of cover for in-hospital specialist shortfalls and hospital co-payments not covered by the policyholder’s medical aid scheme.

The life insurance industry is multifaceted, and our experts are here to guide and assist you on the correct path. We offer numerous options for individual as well as corporate clients.

 

Start saving your money in flexible, tax efficient investment products. The investment service solutions that we are able to provide are constructed to suit our clients’ unique requirements.

With an employee benefit Retirement Funding and or Group Insurance solution that is simple to use and understand our aim is to assist you in protecting you employee’s financial future.

DSA Healthcare & Insurance Brokers offers clients a comparative quote for car and household insurance products to meet every client’s unique requirements.

 

HEALTHCARE

Medical Aid Schemes offer a variety of options. Our skilled consultants will assist you to select the option that best suits your needs. 

Comprehensive Options

Plans that provide rich hospital cover with chronic illness cover and extensive out of hospital benefits with generous limits.

Hospital Plan Options

Plans that provide for in hospital and chronic illness cover only.

Low Cost (Income Based) Options

Largely network-based plans that provide limited benefits within the Schemes designated service provider network.

Get Rewarded

The opportunity to join wellness-based programs associated with the selected Medical Scheme.

 

GAP COVER

Gap Cover has emerged as a smart way of protecting one from costly medical expense shortfalls that are not covered by thier medical aid scheme. A number of providers and options are available to complement ones medical aid scheme benefit in order to avoid the potential financial burden of exorbitant medical expense shortfalls.

Our Gap cover products are available to clients on all medical aid schemes, but are independently provided and are therefore transferable in the event of a change in the client’s medical aid scheme.

Note that Gap cover policies are designed to compliment and cannot be used as a substitute to a medical scheme.

 

LIFE INSURANCE

Life insurance ensures that you and your family are financially protected in the event of a death. The life cover benefit pays a lump sum in the event of a death which can then be used by beneficiaries to cover financial obligations in the event of a death.

In addition, severe illness, disability and income protection benefits can cover your financial needs in the form of either a lump sum benefit payment or a regular income (or combination of both).

With the ever-increasing cost of quality education, education protector policies have become extremely popular to cater for the costs of children’s education in the event of death and/or disability.

We also offer Business Assurance solutions including Buy & Sell, Keyman and contingent Liability policy structures. It is critical for a Company to get their Business Assurance policies structures correct to avoid unnecessary tax consequences in the event of a claim with incorrectly structured policies.

 

INVESTMENTS

DSA Brokers provides solutions for people who wish to accumulate wealth over the medium to longer-term by saving regularly. Investments are a great way to invest your savings, whether you are saving for your retirement, saving for your child’s education, or saving for something special.

We provide our customers with the best investment services possible. The investment solutions that we offer include Retirement Annuities, Preservation Fund Options and Endowments.

 

EMPLOYEE BENEFITS

We offer a wide range of employee benefit options for our corporate clients. These options include:

Provident or Pension Funds give employers, as well as the employees, an opportunity to contribute to the employee`s retirement planning.

Group Insurance Benefits provide employees with a defined insurance benefit entitlement to protect the employee and their dependants in the event of a life changing event. The following can be catered for;

Death Benefit: Usually defined as a multiple of annual salary that provides life cover payable as a lump sum on the death of the employee to their beneficiaries.     

Capital Disability: Usually defined as a multiple of annual salary. A Lump Sum Disability Benefit is an amount that is paid on the total and permanent disability of the member.

Income Disability: Pays a disabled employee a monthly income in the event of the employee not being able to earn an income through their injury or illness.       

Children’s Education is an indemnity benefit that protects the cost of a deceased employees children’s education.

Funeral Benefits provide for the payment of a cash benefit on the death of the employee (including spouse and children) to help the family with the expenses of a funeral.

 

SHORT-TERM INSURANCE

We have partnered with Providers that offer our client’s comprehensive, flexible and affordable insurance that is tailored to their lifestyle. In the complex environment of short-term insurance, it is critical to have a qualified guide clients in their product selection.

 

info@dsabrokers.co.za

+27 (0)11 794 1958

DSA House

No.1 Morganite Street

Sundowner

Randburg

2161

PO Box 2226

Sundowner

Johannesburg

2161

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